1. Micro Enterprise Development Program: Enterprise Developers, Growers and Evolvers (EDGE)

From a purely microfinance institution, ABS-CBN Bayan Foundation has reinvented itself into a social development institution and is repositioned as a microenterprise development institution. Determined to eliminate recycling loans, a common trap that microfinance clients fall into, ABS-CBN is focused on creating greater impact in terms of poverty upliftment among its beneficiaries rather than merely increasing clients. Now, microfinance is used as an effective tool for social development rather than an end.

Bayan is implementing the Enterprise Developers, Growers and Evolvers (EDGE) as its main program. EDGE is a program that completes the supply and market chain in an area to ensure the viability and sustainability of the enterprises of its clients and be able to help them push their enterprises one notch further until they become a large enterprise. Bayan is also providing its clients the necessary education to ensure the success of their enterprises. Bayan's clients and their relatives are sponsored to undergo entrepreneurship and skills training program either to upgrade their product and services or to increase the employability of their relatives in a specific industry. Furthermore, Bayan's loan officers (or the EDGE Officers) are trained to serve as business consultants to their clients through the Triple A (Assessing, Advising, and Assisting) Model. The EDGE officers "Assess" the enterprise and its financing and organizational needs as a going concern. They also give "Advice" on how to improve the operations, marketing, organizational and financial performance of the enterprise. Lastly, the EDGE officers "Assist" their clients in finding new areas for growth and development, linkaging with technology providers and distribution channels and upgrading people and systems.

Products and Services